Auto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of Tulsa auto insurance and find out how to obtain the coverage you need for your particular situation.

Collision Coverage

This is the basic insurance type that covers your vehicle if you collide with something. This covers collisions with other cars as well as if you were to run into a wall, barrier, or bridge.

Comprehensive Coverage

This covers anything that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer, or vandalism.

Liability Coverage

This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability auto insurance coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.

Medical Payments

Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.

Uninsured Motorist Coverage

Uninsured Motorist coverage compensates you and your passengers for injuries sustained in an accident caused by a driver who has no insurance or by a hit-and-run driver.

Rental Reimbursement

Rental Reimbursement coverage pays expenses incurred for a rental car while your auto is being repaired due to an auto accident.

Towing & Labor

Towing and Labor coverage pays toward the cost of towing or repairing your vehicle if you are stranded and your vehicle is not running. Some policies provide insurance coverage for a flat tire change, locksmith service, and battery jump-start.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection coverage pays the difference between the actual cash value of the car and the amount of the loan. This coverage is generally provided by a separate policy.

Now that you understand a bit more about the different types of Tulsa auto insurance available, you are probably ready to find the right coverage for you. The best way to do this is to work with an independent agency that will allow you to compare insurance quotes online. By doing this, you can rest assured you are getting the best deal as well as getting the personal attention you need.

Tulsa Independent Agent


2604 W Kenosha St. STE 201 Broken Arrow, Oklahoma 74012



Saving Money on Your Tulsa Auto Insurance Policy

At Greater Tulsa Insurance, we are passionate about helping our clients find the auto insurance coverage they deserve at a price that fits within their budget. We accomplish this by shopping for the lowest rates possible. Many times, we are also able to find applicable discounts that can help our clients save even more on their policies!

Bundle Your Tulsa Auto Insurance Policies & Save!

We are all about streamlined insurance solutions. One way to simplify your insurance is to bundle your policies with one carrier. Not only will this provide you with one, simple payment, and easy access to important insurance information but most carriers offer a significant discount for bundled policies!


The Greater Tulsa Insurance team will help you determine the best insurance carrier who can provide you with exceptional coverage in the areas you need it most. From auto insurance and home insurance to important health insurance policies, we’ve got you covered!

Search for Applicable Policy Discount

At Greater Tulsa Insurance, we work with a wide range of nationally recognized insurance carriers. Most of these carriers offer a unique set of discounts for which you may apply! Auto insurance discounts for military or first responders, senior citizens, or college-aged students are often available. Additionally, some insurance carriers offer discounts for a claim-free history or safe driving record!


The Greater Tulsa Insurance team can help you search for applicable discounts with your insurance carrier, helping you get the absolute lowest rate on a Tulsa auto insurance policy that works for you.

Consider a Higher Auto Insurance Deductible

One of the easiest ways to lower your monthly auto insurance payments is to choose a higher auto insurance deductible. A deductible is the amount of money you would be required to pay out of pocket before your insurance carrier would begin to pay for a covered claim.


If you have a claim-free history and the financial ability to pay a higher out-of-pocket expense following an accident, raising your deductible can be a great way to save some money each month. It is important that you discuss this with your Greater Tulsa Insurance team before making any changes to your policy as a higher deductible is not a great fit for everyone.

Review Your Tulsa Auto Insurance Policy Regularly

Did you know that your auto insurance needs change over time? Your policy rates can be influenced by changes in your living situation, the age of your car, or upgrades that you make to your vehicle. By reviewing your Tulsa auto insurance policy regularly, you can ensure that you are not paying for insurance coverage that you no longer need.


At Greater Tulsa Insurance, we understand the need for affordable, accessible insurance coverage. Our team works to find the lowest Tulsa auto insurance rates, providing our clients with the information they need to make educated decisions regarding their insurance coverage. Are you ready to find your next auto insurance policy? Contact the Greater Tulsa Insurance team today to get started!