For outdoor enthusiasts, owning just one recreational vehicle often isn’t enough. We’re not just talking about RVs that you drive to go camping. The term "recreational vehicle" encompasses boats, jet skis, four-wheelers, dirt bikes, and everything else you need to live life to the fullest. You shouldn’t have to worry about damage and expenses. That’s why you need recreational insurance.
Different Levels of Coverage
Recreational vehicle policies at Greater Tulsa Insurance Inc. vary. Policy owners can opt for basic liability insurance to ensure they don’t have to pay out-of-pocket expenses if an accident happens or to meet legal requirements. More extensive coverage is available to protect your vehicles from things like someone else hitting them.
Legal Requirements
Tulsa, OK requires RV owners to carry minimum liability coverage if they drive an RV. However, towed RVs don’t need RV insurance. Other vehicles driven on public roads, including golf carts, are held to the same standard. However, dirt bikes driven on the road require motorcycle insurance, not recreational vehicle insurance.
Assurance for Your Peace of Mind
Oklahoma doesn’t mandate insurance for vehicles not driven on the road, such as four-wheelers, but insurance can still give you assurance. Many homeowner’s insurance policies offer limited or no coverage for off-road vehicles, meaning you’re stuck with a loss if there’s a natural disaster or someone steals your new four-wheeler.
Greater Tulsa Insurance Inc. offers recreational insurance to outdoor enthusiasts in Tulsa, OK who need to enjoy life without worrying about medical expenses if there’s an accident. Our customer service agents will work with you to determine if you are legally required to carry insurance and which policy best meets your needs. Contact us today to learn more.
