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Greater Tulsa Insurance Inc

2604 W Kenosha St, #143
Broken Arrow, OK 74012

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Oklahoma Insurance Blog

Is My Jewelry and Coin Collections Covered on My Renters Insurance

If you are currently a renter or planning to rent in Tulsa, OK, contacting Greater Tulsa Insurance Inc. is a great idea to help you find the perfect insurance to protect your property. This is particularly important if you have valuables such as high-end jewelry or coin collections. It’s important to note that most renters’ insurance policies, much like homeowners’ insurance policies, cover personal property up to a specific dollar limit. Suppose you have diamond jewelry, Rolex watches, precious gemstones, or an impressive coin collection. In that case, you may want to have a conversation with our expert team of agents about "scheduling" these items to ensure they are appropriately covered.

What Does Scheduling on An Insurance Policy Mean?

Scheduling is an insurance term that refers to getting additional coverage for your special personal property. Scheduling or itemizing these items will slightly increase your premium, but it will be covered if the item is lost, stolen, damaged, or goes missing. Usually, there is no deductible on scheduled property. We can discuss this detail when you visit us.

What Does Renters Insurance Typically Cover?

Renters insurance policies vary, but they usually:

  • Allow you to rent since many landlords in Tulsa, OK require renters to have insurance
  • Cover clothing, accessories, and personal belongings up to a specific limit
  • Cover furniture, heirlooms, and special property up to a certain limit
  • Provide peace of mind knowing your valuables are covered

Contact Greater Tulsa Insurance Inc. For Renters Insurance Today

The professional team at Greater Tulsa Insurance Inc. recommends having renters insurance even if your landlord does not require it. This protects you against losses from fire, theft, and other unexpected incidents. Protect your jewelry and other valuables. Contact us today, and we’ll ensure you’re adequately covered.

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