Businesses involved in the cannabis industry come with unique risks that can often result in serious lawsuits. It’s important to note that the potential liabilities involved with operating a cannabis business can range anywhere from theft, and building damages, to employee dishonesty and product damage. With a comprehensive insurance policy, you can protect both your personal and business interests.


At Greater Tulsa Insurance, we pride ourselves on helping our clients find the right cannabis insurance for their business needs at a price that fits within their budget. We continuously educate ourselves on the changing requirements of operating a cannabis business in Oklahoma – so we are sure to provide you the best service.


A strong, comprehensive cannabis insurance policy will typically include the following:

General Liability Insurance

A general liability policy covers costs for a business if bodily injury, personal injury, property damage, etc., occurs on the premises. It also covers personal and advertising injury due to defamation, slander, libel, or infringement.

Product Liability Insurance

Cannabis products can cause impairment, so the insurance risk is higher than other business products. Product liability insurance protects the business in the case of bodily injury or damage to a third party entity due to a defective product or one that has not given adequate warning about impairment or psychoactive effects.

Excess Liability Insurance

Excess coverage is an addition to your general liability policy – it will cover any excess damages due to large, unexpected events when the limit is reached on your underlying policy.

Property Insurance

Property insurance covers any damages to buildings, property, business income, and machinery due to hazards such as fire, water, explosion, theft, and vandalism. In addition to this coverage, in instances with cannabis, auto insurance might not cover theft, but property insurance will.

Crop Insurance

Depending on the size/scope of your cannabis business, crop insurance is essential because it protects the crop against outside hazards throughout its growing period.

Crime Insurance

The cannabis business is susceptible to theft, unfortunately. Thus, it is a good idea to get crime insurance – which covers the loss of certain assets, money, and fraud by third parties.

Workers Compensation Insurance

Workers comp insurance protects your employees if an incident occurs at work that causes bodily injury or illness. Typically, the coverage will include medical expenses and lost wages.

EPL Insurance

Employment Practices Liability (EPL) provides employers coverage against any legal claims made by employees alleging harassment, wrongful termination, discrimination, or other related issues.

Commercial Auto Insurance

Many cannabis businesses transport their product in vehicles, so auto insurance is essential. Commercial auto insurance will protect against personal injury and property damage in the event of a work-related car accident.


2604 W Kenosha St. STE 201 Broken Arrow, Oklahoma 74012